A quick review of our budget left me feeling like we really needed more income, so I picked up more work with me client that I have managed to hang onto through the last three plus years of babies and moves. Work that demands me to think and remember how to be snappy with the Internet is good for me though. Just like our physically body becomes soft when we don’t exercise I think our brains become a bit mushy if we are not using them to their fullest capacity. Work also makes me feel like a bigger part of our family, and not just a “kept women.” For me contributing financially to the household is important and makes me feel more independent, healthier and less guilty about spending money on yoga, wine and delicious local chocolate like Tejas.
Of course I am dreaming about new clients or a new job but until I can make a 28hr day or not need any sleep that isn’t going to happen. Bringing back work has made the days long, I start early with yoga before the kids wake and work in a little work then if I can, then its all about kids and household chores until they nap and then I scurry through more work until they wake. Then I start to prep dinner, feed them snack and we play until dad gets home. When he gets home things shift gears, and we focus on the kids, catching up a little ourselves, and then getting dinner on the table, chores and putting the kids to bed. After that all finally finishes I often try to get a bit more work done before my eyes close and I fall asleep. Mostly I try to remind myself this is not a race it is a marathon and just keep plodding away. Having a clear goals like; being able to pay for my Henry to go to the little Waldorf inspired school here (Great Oak School) in the fall, to keep paying for yoga classes and workshops keeps me motivated and to put extra money in our savings.
Our move to Texas left Jimmy and I a bit separated on our financial goals for the first time since we have been together. I would like to have more in savings then we do now (buying a house took a lot) and he is less worried about this. So rather then continuing to whine about how we were living paycheck-to-paycheck and having nothing extra I decided I would do something about it by working more. Taking action has been surprisingly empowering. This coupled with lots of conversations, I think is helping us to get back on track as a couple and get clear about what we want for our future. I think it is easy to get complacent about your finances, a little extra each month and you can dig yourself into credit card debt that doesn’t get paid off at the end of the month. Suddenly a little turns into a lot and your financial health goes down-hill along with it often goes other things to like relationships. Having been through one divorce and screwed up finances, I don’t want it to happen again so I am a little overly concerned about keep a close look at our financial picture. We use Mint, Excel and also closely watch our bank and credit cards to tract our monthly and quarterly spending, and build budgets. It doesn’t mean we would get an “A” according to Suze Orman but I think we are slowly moving out of the place where I am totally freaked out. Now to pay off all our debt (or at least everything but the house) its time to go get some inspiration from And Then We Saved…(she has a book deal!!).